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[1] [7] This condition has become increasingly prevalent in the UK, affecting a substantial proportion of adults

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They will also factor in: Type of insurance - Whole of life policies are more expensive than term life insurance Cover amount - The higher you want your payout to be if you pass away, the higher the premiums you must pay while you're still around Age - Age comes with increased risk, which means higher prices Medical history - If you've been seriously ill in the past, your insurer will cover these increased health risks with higher charges Lifestyle - As well as smoking, you'll pay higher monthly premiums if you drink heavily Occupation - If you have a risky job (e.g

There is more than just cigarette smoking to consider when looking at tobacco use among men